List of Personal Finance Terms
Actuarial Risk
Actuary
Add-On Certificate of Deposit
Adjusted Balance Method
Adjusted Gross Income - AGI
Advance Directive
Advisor
Advisor Account
Affluenza
Agency Automatic Contributions
Alimony
All-In Cost
Allocation Notice
Allocation Rate
Allocational Efficiency
Alternative Minimum Tax - AMT
Alternative Mortgage Instrument
Alternative Order
Amended Return
American Callable Bond
Amortization
Amortization Schedule
Amortized Loan
Angel Investor
Annual Mortgage Statement
Annual Renewable Term (ART) Insurance
Annuitization
Annuitization Method
Annuity
Annuity Contract
Annuity Due
Annuity Unit
Anti-Martingale System
Applicable Federal Rate - AFR
Appraised Value
Archer MSA
Arithmetic Index
ARM Index
ARM Margin
Assessed Value
Assessor
Asset Class
Asset Management
Asset Size
Assignment
Assignment Of Proceeds
Assumable Mortgage
Assumption Clause
Attorney In Fact
Attribution Rules
Automatic Investment Plan - AIP
Automatic Reinvestment Plan
Autonomous Consumption
Autotrading
B/C Loan
Back-End Load
Balanced Fund
Balloon Loan
Bank
Bearer Bond
Beneficiary
Benefit Offset
Benjamin Graham
Bequest
Bi-Monthly Mortgage
Bi-weekly Mortgage
Blanket Insurance
Blanket Lien
Blanket Recommendation
Blind Trust
Blue Book
Blue Collar
Board Certified In Estate Planning - BCE
Book
Book Value
Boomerang
Bounced Check
Breakup Value
Broker Price Opinion - BPO
Buydown
Cafeteria Plan
Canada Education Savings Grant - CESG
Canada Premium Bond - CPB
Canada Savings Bond - CSB
Canadian Investor Protection Fund - CIPF
Canadian Mortgage and Housing Corporation - CMHC
Capital Growth Strategy
Cash Budget
Cash Flow
Cash Surrender Value
Cash-Out Refinance
Cashier's Check
Cashless Exercise
Certainty Equivalent
Certificate of Deposit Index - CODI Index
Certified Annuity Specialist - CAS
Certified Check
Certified Divorce Financial Analyst - CDFA
Certified Financial Divorce Practitioner - CFDP
Certified Fund Specialist - CFS
Certified Senior Consultant - CSC
Chapter 10
Chapter 11
Chapter 13
Chapter 7
Charge Card
Charge Off
Chargeback
Charitable Donation
Charitable Lead Trust
Charitable Remainder Trust
Chattel Mortgage
Check
Check Representment
Cherry Picking
Christmas Club
Clawback
Closed Fund
Closed-End Credit
Closed-End Lease
Closed-End Management Company
Closing Statement
Cloud On Title
CMG Plan
Co-borrower
Co-pay
Coinsurance
Collateral
Collection Agency
Combination Loan
Community Property
Compound
Compounding
Condotel
Conforming Loan Limit
Conservative Investing
Conservatorship
Consolidated Omnibus Budget Reconciliation Act - COBRA
Constant Proportion Portfolio Insurance - CPPI
Consumer Credit
Contingent Beneficiary
Conventional Mortgage
Conversion Option
Cosign
Cost Of Funds
Cost Of Living Adjustment - COLA
Cost of Savings Index - COSI Index
Coterminous
Coverdell Education Savings Account - ESA
Credit
Credit Card
Credit Cliff
Credit Life Insurance
Credit Limit
Credit Rating
Credit Score
Credit Scoring
Creditor
Crossed Check
Cumulative Interest
Current Assets
Custodial Account
Dear Money
Debt Consolidation
Debt Deflation
Debt Service
Debt-To-Income Ratio - DTI
Debtor
Deceased Alert
Decreasing Term Insurance
Deductible
Deduction
Deed
Deed In Lieu Of Foreclosure
Default
Default Premium
Default Probability
Deferred Account
Deferred Annuity
Deferred Interest
Deferred Profit Sharing Plan - DPSP
Defined-Benefit Plan
Defined-Contribution Plan
Delinquent Mortgage
Demand Deposit
Demand Draft
Dependency Ratio
Direct Deposit
Disclaim
Disclaimer Trust
Disclosure Statement
Discount Points
Discretionary ARM
Discretionary Income
Disposable Income
Diversification
Divestiture
Domini 400 Social Index
Donor Advised Fund
Downshifting
Drip Feed
Dual Apper
Dual Income, No Kids - DINKS
Dual Index Mortgage
Dually Employed With Kids - DEWKS
Due-On-Sale Clause
DUNS Number
Durables
Dutch Tulip Bulb Market Bubble
Early Withdrawal
Education IRA
Electronic Check
Emergency Fund
Employer-Sponsored Plan
End Loan
Endorsement
Endowment
Equated Monthly Installment - EMI
Equity Income
Equity Market
Escheat
Estate
Estate Freeze
Estate Planning
Estate Tax
Executor
Exordium Clause
Extended IRA
Fair and Accurate Credit Transactions Act - FACTA
Family Limited Partnership - FLP
Fannie Mae - Federal National Mortgage Association - FNMA
Federal Covered Advisor
Federal Income Tax
Federal Poverty Level - FPL
Federal Tax Brackets
Fee-Based Investment
FHA Loan
FICO Score
Fiduciary
Fiduciary Risk
Filing Status
Finance Charge
Financial Asset
Financial Modeling
Financial Plan
Financial Planner
Financing
First Dollar Coverage
First In, First Out - FIFO
First Mortgage
First-Time Homebuyer
Fixed-Income Security
Fixed-Period ARM
Fixed-Rate Mortgage
Flat Benefit Formula
Flexible Fund
Flexible Payment ARM
Flexible Spending Account - FSA
Forbearance
Forced Liquidation
Foreign Plan
Form 1099-R
Formula Investing
Franked Dividend
Fraudulent Conveyance
Freddie Mac - Federal Home Loan Mortgage Corp - FHLMC
Friction Cost
Frozen Account
Full-Time Student
Fully Amortizing Payment
Fully Indexed Interest Rate
Fully Paid Shares
Fund Overlap
Gap Insurance
Generation-Skipping Trust
Gift
Gift Of Equity
Gift Tax
Gifting Phase
Ginnie Mae - Government National Mortgage Association - GNMA
Golden Boot
Good Faith Estimate
Government-Sponsored Retirement Arrangement - GSRA
Grace Period
Graduated Payment Mortgage
Graduation Period
Graduation Rate
Green Fund
Gross Debt Service Ratio - GDS
Gross Earnings
Gross Estate
Gross Income
Growing-Equity Mortgage
Guarantee Fees
Guaranteed Death Benefit
Guaranteed Earning Increase Death Benefit
Guaranteed Investment (Interest) Certificate - GIC
Guaranteed Investment Fund - GIF
Guaranteed Lifetime Withdrawal Benefit - GLWB
Guaranteed Minimum Accumulation Benefit - GMAB
Guaranteed Minimum Income Benefit - GMIB
Guaranteed Renewable Policy
Guardian
Guardian IRA
Hard Money Loan
Hardship Withdrawal
Health Reimbursement Account - HRA
Health Savings Account - HSA
Heir
Heroes Earned Retirement Opportunities Act - HERO
High Net Worth Individual - HNWI
High-Deductible Health Plan - HDHP
High-Yield Bond
Holding Period
Home Equity Conversion Mortgage - HECM
Home Equity Line Of Credit - HELOC
Home-Equity Loan
Homemade Dividends
Honorarium
House Poor
Household Income
Housing Bubble
Housing Expense Ratio
HUD-1 Form
Human-Life Approach
Hurdle Rate
Hybrid Annuity
Hybrid ARM
Hypothecation
Identity Theft
Idle Funds
Impact Fee
Impaired Credit
Imputed Interest
Incentive Trust
Incidents Of Ownership
Income
Income Deposit Security - IDS
Income Property
Income Splitting
Income Spreading
Income Tax
Indemnity Insurance
Independent 401(k)
Indexed ARM
Indexed Rate
Individual Retirement Account - IRA
Industry Group
Inheritance
Inheritance Tax
Inherited IRA
Initial Interest Rate Cap
Initial Rate Period
Institute For Divorce Financial Analysts - IDFA
Insufficient Funds
Insurance Claim
Insurance Score
Integrated Pension Plan
Intelligent ETF
Inter-Vivos Trust
Interest Rate Cap Structure
Interest-Only ARM
Interest-Only Mortgage
Intestacy
Intestate
Investability Quotient - IQ
Investment Advisory Representative - IAR
Investment Consultant
Investment Horizon
Investment Income
Investment Objective
Investment Policy Statement - IPS
Investment Strategy
Investment Style
Irrevocable Beneficiary
Irrevocable Trust
Job Hunting Expenses
Jobs And Growth Tax Relief Reconciliation Act of 2003
Joint Account
Joint and Survivor Annuity
Joint Credit
Joint Liability
Joint Life With Last Survivor Annuity
Joint Owned Property
Joint Return
Joint Tenants in Common - JTIC
Joint Tenants with Right of Survivorship - JTWROS
Judicial Foreclosure
Jumbo CD
Junior Mortgage
Kicking The Tires
Kiddie Tax
Last In, First Out - LIFO
Lease To Own
Lender-Paid Private Mortgage Insurance
Level-Premium Insurance
Leveraged Loan
Liar Loan
Life Annuity
Life Cap
Life Option
Life With Guaranteed Term
Life-Cycle Fund
Lifeline Account
Lifelong Learning Plan
Lifetime Cap
Limited Trading Authorization
Liquidate
Liquidity Cushion
Living Will
Loan
Loan Modification
Lockbox Banking
Long/Short Fund
Longevity Risk
Low / No Documentation Loan
Low Ball
Low-Down Mortgages
Manufactured Housing
Margin Debt
Marginal Propensity To Consume - MPC
Marginal Tax Rate
Marital Deduction
Markowitz Efficient Set
Married Filing Jointly
Married Filing Separately
Maximum Loan Amount
Maximum Loan-to-Value Ratio
McMansion
Medicaid
Medicare
Medicare Part D
Medicare Wages
Member Of Household
Microsavings
Mileage Allowance
Minimum Deposit
Minimum Down Payment
Misselling
Money Management
Money Manager
Monthly Treasury Average Index - MTA Index
Moratorium
Mortality And Expense Risk Charge
Mortgage
Mortgage Banker
Mortgage Bankers Association - MBA
Mortgage Broker
Mortgage Constant
Mortgage Forbearance Agreement
Mortgage Index
Mortgage Life Insurance
Mortgage Originator
Mortgage Rate Lock
Mortgage Rate Lock Float Down
Mortgage Recast
Mortgagee
Mortgagor
Moving Expenses
Naked Call
Named Perils Insurance Policy
National Association of Insurance Commissioners - NAIC
National Association of Investors Corporation - NAIC
National Association Of Mortgage Brokers - NAMB
Needs Approach
Negative Amortization
Negative Amortization Limit
Negative Equity
Negative Points
Negatively Amortizing Loan
Nest Egg
Niche Banks
Nigerian Scam
No Cash-Out Refinance
No Documentation Mortgage - No Doc
No Income / No Asset Mortgage - NINA
No-Cost Mortgage
No-Fee Mortgage
No-Ratio Mortgage
Non-Amortizing Loan
Non-Contestability Clause
Non-Qualifying Investment
Nondischargeable Debt
Notice Of Assessment - NOA
Nuncupative Will
Offering
Offline Debit Card
Old Age, Survivors and Disability Insurance Program - OASDI
One-Year Constant Maturity Treasury - 1-Year CMT
Open-End Credit
Open-End Lease
Option Adjustable-Rate Mortgage - Option ARM
Ordinary Annuity
Ordinary Income
Ordinary Shares
Origination
Origination Points
Overcontribution
Overlay
Paraplanning
Partial Release
Pass-Through Rate
Passive Activity
Passive Loss
Pay Yourself First
Payable On Death - POD
Paydown
Payment Option ARM
Payment Option ARM Minimum Payment
Payment Shock
Payout Phase
Payroll Tax
Pension Fund
Pension Plan
Pension Shortfall
Periodic Interest Rate
Personal Equity Plan - PEP
Personal Finance
Personal Income
Personal Property
Personal Use Property
Philanthropy
Phishing
Pick-Up Tax
Piggyback Mortgage
Pledged Asset
Pool Factor
Pooled Income Fund
Pop-Up Option
Postnuptial Agreement
Pour-Over Will
Power Of Attorney
Pre-Approval
Pre-Existing Condition
Pre-Qualification
Predatory Lending
Prenuptial Agreement
Prepayment Penalty
Primary Mortgage Market
Prime
Prime Bank
Prime Conforming
Prime Rate
Principal
Principal Residence
Private Annuity
Private Banking
Private Investment Fund
Private Mortgage Insurance - PMI
Probate
Progressive Tax
Property
Property Tax
Proportional Tax
Prudent-Person Rule
Purchase Mortgage Market
Purchase-Money Mortgage
Qualified Disclaimer
Qualified Dividend
Qualified Terminable Interest Property (QTIP) Trust
Qualifying Investment
Qualifying Ratios
Quick Assets
Rabbi Trust
Rain Check
Rate And Term Refinance
Rate-Improvement Mortgage
Real Asset
Realized Gain
Realized Loss
Rebalancing
Recast Trigger
Receiver
Recurring Debt
Red Flag
Redlining
Refinance
Refinance Wave
Refinancing Risk
Registered Education Savings Plan - RESP
Registered Pension Plan - RPP
Registered Retirement Income Fund - RRIF
Registered Retirement Savings Plan - RRSP
Registered Retirement Savings Plan Contribution - RRSP Contribution
Registered Retirement Savings Plan Deduction - RRSP Deduction
Registered Retirement Savings Plan Deduction Limit - RRSP Deduction Limit
Relocation Mortgage - Relo
Rent To Own
Repayment
Required Minimum Distribution - RMD
Residual Income
Retail Lender
Retail Note
Revocable Beneficiary
Revocable Trust
RHS Loan
Rider
Right of Rescission
Risk Discount
Risk Tolerance
Risk-Based Mortgage Pricing
Roll In
Roth 401(k)
Roth IRA
Routing Transit Number - RTN
Rule Of 72
Rule Of 78
Running Yield
S&P 500 Mini
Safekeeping
Salary Reduction Contribution
Same Property Rule
Savings
Savings Account
Schedule A
Schedule D
Scheduled Recast
Second Chance Loan
Second Mortgage
Second-To-Die Insurance
Section 1035 Exchange
Secure Option ARM
Self-Amortizing Loan
Self-Employment Tax
Series HH Bond
Serious Delinquency
Severance Pay
Short Hedge
Short Refinance
Simple Interest Bi-Weekly Mortgage
Simple-Interest Mortgage
Single
Skimming
Skip-Payment Mortgage
Snowball
Social Security
Social Security Number - SSN
Special Finance
Specific-Shares Method
Spending Phase
Spoofing
Stated Income / Stated Asset Mortgage - SISA
Stock Savings Plan
Stock Screener
Store Of Value
Straight Life Annuity
Strategic Asset Allocation
Stripper
Student Loan Interest Deduction
Subindex
Subprime
Subprime Lender
Subprime Loan
Subprime Mortgage
Substandard Health Annuity
Subvented Lease
Superannuation
Surcharge
Surrender Charge
Surrender Fee
Surtax
Sweep Account
Systematic Withdrawal Schedule
Tactical Asset Allocation - TAA
Tax Avoidance
Tax Fairness
Tax Liability
Tax Return
Tax-Exempt Security
Tax-Sheltered Annuity
Taxable Estate
Taxes
Tear Sheets
Teaser Rate
Temporary Lender
Tenancy In Common
Term Certain Annuity
Testamentary Trust
Three-Year Rule
Thrift Savings Plan - TSP
Title Insurance
Total Debt Service Ratio - TDS
Total Housing Expense
Trading Account
Traditional Whole Life Policy
Transfer
Transfer Of Risk
Transfer On Death - TOD
Traveler's Check
Trust
Two-Step Mortgage
Unified Managed Account - UMA
Uniform Premarital Agreement Act
Universal Life Insurance
Unpaid Dividend
Unscheduled Recast
Unsecured
VA Loan
Value Averaging
Variable Death Benefit
Vendor Take-Back Mortgage
Viatical Settlement
Warranty
Wealth Management
White Collar
Will
Will Variation
With Approved Credit - WAC
Withdrawal Plan
Withholding
Withholding Allowance
Withholding Tax
Workout Assumption
Writ
Yield Spread Premium
Zone Of Possible Agreement"
